Student Loans: Top 7 Questions You Should Ask. https://houstonmcmiller.com/home

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7 Questions You Should Ask About Your Student Loans
1. How much am I borrowing? This may seem like an obvious question, but few student borrowers truly grasp the amount they are taking out.
2. What about interest and fees? Interest rates vary from student loan to student loan. When that interest will start accruing is also dependent on the type of loan.
3. Who is my lender? Student loans come in many forms and from several lenders. Where the money is coming from – the state, university, federal government or private lender – will determine important details such as interest rates, grace periods and repayment options,
4. Where can I go to find this information when I need it? The timing of student loan counseling isn't ideal, Allesandra Lanza with American Student Assistance, a nonprofit focused on student debt, said via email.
5. Is there an insurance policy attached to the loan in case I default?
6. Who’s paying the premium on the policy and at what percentage is taken from the overall loan to cover the premiums.
7. How often are those premiums being paid on the loan and to whom does those premiums go to?

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